Paymonei Platform - Regulatory Compliance
Last Updated: September 26, 2025
Omniasky Technology Pte Ltd is a Singapore-incorporated company that owns the Paymonei brand and proprietary technology platform. Cosgrove Technology Inc. a Delaware corporation, PT Cosgrove Teknologi Indonesia and PT Evora Vera Teknologi are incorporated companies in Indonesia collectively as technology providers. PT Kreigan Digital Wesel is a company incorporated in Indonesia, licensed and supervised by Bank Indonesia as a Digital Financial Service Provider for fund transfer services in accordance with Indonesian financial regulations.
Fiat currency settlement services are provided by licensed financial partners in each respective jurisdiction in compliance with local banking and money transmission regulations. Circle Internet Financial, LLC is licensed as a Money Transmitter by the New York State Department of Financial Services and to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Circle Internet Singapore Pte. Ltd is an incorporated company in Singapore licensed as a Major Payment Institution by the Monetary Authority of Singapore. Circle Technology Services, LLC ("CTS") is a software provider and does not provide regulated financial or advisory services. Nium Pte. Ltd. and its subsidiaries hold regulatory licenses and authorizations in over 40 jurisdictions globally, including major payment institution licenses, money transmission licenses, and electronic money institution authorizations across North America, Europe, Asia Pacific, and Latin America, enabling comprehensive cross-border payment and card issuance services. Stripe, Inc. and its subsidiaries are licensed payment service providers operating globally with regulatory authorizations including registration as a Payment Institution with the Financial Conduct Authority in the UK, Electronic Money Institution licenses across Europe, and money transmitter licenses in various US states, providing comprehensive payment processing, card issuing, and financial infrastructure services worldwide.
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